Smart529 Select

Investment Options

Performance Sheet

SMART529 Select offers a variety of investment portfolios tailored to individual investor's savings needs. You can even mix SMART529 Select investment portfolios for greater customization.

imageBecause investors differ in how long they plan to invest and how much risk they are willing to take, SMART529 Select also offers ten Static Portfolios. Each one differs in its risk and return potential, from more aggressive portfolios invested entirely in equities, to more conservative bond portfolios that invest completely in fixed income securities.

In contrast to the Age-Based Portfolios, Static Portfolios do not change as the child ages. The account owner must decide when and if a change to the allocation is needed. Tax-free transfers between investment options are allowed once per calendar year (automatic quarterly rebalancing of the Static Portfolios does not count toward this limit).

Learn More: Aggressive Growth Learn More: Moderately Aggressive Learn More: Growth Learn More: Moderate Growth Learn More: Balanced Learn More: Moderately Conservative Learn More: Conservative Learn More: All-Equity Learn More: Fixed Income Learn More: 1-Year Fixed

  Asset Class Description
Equity swatch Equity (stocks)
  • Stock or shares of ownership or equity in a company.
  • Have historically offered the best growth opportunities over the long term as well as the highest risk and volatility.
Fixed Income swatch Fixed Income
  • Any type of investment that yields a regular (or fixed) return, including bonds, money market instruments or preferred stock.
  • Are less risky and volatile than stocks, but have historically produced lower returns.
Cash swatch Cash equivalents
  • Short-term, highly liquid and relatively low-risk debt instruments issued by governments, financial institutions and corporations.
  • Have historically provided the lowest returns of the three asset classes but show very little volatility.
Updated 12/08/2015