Smart529 Select - College Savings Plan - 529 Plan Education Investment

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SMART529 Select invests 100% in the Dimensional Fund Advisors investment options.

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To discover SMART529 Select, the only college savings solution to offer 100% Dimensional funds, click here.

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SMART529 Select

A Unique 529 College Savings Plan

SMART529 Select provides families with a unique way to save money for college.* Learn more about our 529 plan for education investments.

Start your SMART529 Select account today.

No sales charge
Competitive fees
Account owner control and flexibility
Tax-deferred earnings
Tax-free distributions if used for qualified higher education costs ¹

* It is the only 529 plan where all underlying Investment Options invest in funds that are exclusively advised and managed by Dimensional Fund Advisors.

New Ways to Save

College savings can be difficult, so we're introducing ways that might make it easier.


Ugift®	Automatic Investment Program

SMART529 is issued by the West Virginia College Prepaid Tuition and Savings Program Board of Trustees and is administered by Hartford Life Insurance Company.

Check the background of this firm/individual on FINRA's BrokerCheck.

204021

¹ Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty. Such withdrawals may have state income tax implications.

Getting Started

Open a new SMART529 Select College Savings account today!

College Savings Calculator Calculate college costs - College Savings Calculator Calculator opens in a second window

Even if you are not an account owner you can contribute.

The Hartford

West Virgina College Prepaid Tuition and Savings Program Board of Trustees

Office of the State Treasurer, John Perdue. Read his Smart529 Statement.

West Virginia
State Treasurer's
website

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., Dimensional Fund Advisors (the investment sub-advisors for the Underlying Funds) or any depository institution. Investments in SMART529 are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

SMART529 Select is available to all investors. West Virginia (WV) provides certain tax advantages to WV taxpayers that invest in SMART529 Select. Before investing, an investor should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.

Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty. Such withdrawals may have state income tax implications.

Investments in SMART529 are subject to certain charges, which will reduce the value of your Account as they are incurred. Please see the Offering Statement for details of charges or fees that apply to the specific SMART529 savings plan.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.

You should carefully consider the investment objectives, risks and charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds, which can be obtained on this website or by calling toll-free (866) 574-3542. Please read them carefully before you invest or send money.

SMART529 college savings plans are distributed by Hartford Funds Distributors, LLC. Member SIPC.

SMART529 is issued by the West Virginia College Prepaid Tuition and Savings Program Board of Trustees and is administered by Hartford Life Insurance Company.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries.

Dimensional Fund Advisors is not a subsidiary or affiliate of The Hartford.