Open an Account - Smart529 Select College Savings Plan

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SMART529 Select invests 100% in the Dimensional Fund Advisors investment options.

Automatic Investment Program

Help ensure that your SMART529 investment continually grows.

Set up a schedule for easy, automatic contributions. Learn more details about Automatic Investing and how to get started.

Open An Account

Take these steps to open your SMART529 college savings account:

Choose your investment options.
College Saving Strategies can help guide you through the process of evaluating your college savings needs and choosing the investment options that are right for you.
Read the SMART529 Select Offering Statement.
The offering statement contains information about investment fees, expenses, performance history and risks. It also contains information about customer service and how your investments are managed and administered.
Gather all required bank and personal information.
Social Security Numbers, dates of birth, bank information and other details are necessary to complete the enrollment process. Refer to the New Account Checklist for a list of the information you'll need.
Open your account.
You can enroll in one of two ways:

Online	By Mail
Opening an account online takes about 10 minutes. Note: If you are opening an account as a trust or tax-exempt, government or for-profit business owner, please enroll by mail.	Download the SMART529 Select account application and mail your application with your initial contribution. Prefer paper? Request an enrollment kit and we will mail you a SMART529 brochure, account application and transfer rollover form, Offering Statement, and report on recent performance.

Updated 07/28/2010

The Hartford

West Virgina College Prepaid Tuition and Savings Program Board of Trustees

Office of the State Treasurer, John Perdue. Read his Smart529 Statement.

West Virginia
State Treasurer's
website

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., Dimensional Fund Advisors (the investment sub-advisors for the Underlying Funds) or any depository institution. Investments in SMART529 are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

West Virginia provides its residents with tax advantages for investing in SMART529. If you reside in or have taxable income in a state other than West Virginia, you should consider whether your state has a qualified tuition program that offers favorable state income tax or other benefits exclusive to your state's program that are not available under the SMART529 program. Taxpayers and residents of other states who are interested in exploring such tax consequences should consult with a qualified tax advisor.

Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty. Such withdrawals may have state income tax implications.

Investments in SMART529 are subject to certain charges, which will reduce the value of your Account as they are incurred. Please see the Offering Statement for details of charges or fees that apply to the specific SMART529 savings plan.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.

You should carefully consider the investment objectives, risks and charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds, which can be obtained on this website or by calling toll-free (866) 574-3542. Please read them carefully before you invest or send money.

SMART529 college savings plans are distributed by Hartford Securities Distribution Company Inc. Member SIPC.

SMART529 is issued by the West Virginia College Prepaid Tuition and Savings Program Board of Trustees and is administered by Hartford Life Insurance Company.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries.

Dimensional Fund Advisors is not a subsidiary or affiliate of The Hartford.